Lloyds Banking Group Graduate Assessment Centre 2027: Stages and How to Prepare
The Lloyds Banking Group graduate assessment centre is the last of three stages in its graduate process, after an online assessment and a Job Insight Assessment. This guide uses Lloyds’ own graduate pages for the stages, timings and rules, and marks anything it does not publish.
One honest limit up front: the Lloyds graduate pages we checked do not publish salaries, intake sizes or exact closing dates, so those are marked Not published. For the scheme overview see our Lloyds graduate scheme page.
Lloyds graduate process at a glance
| Stage | What Lloyds says | Timing | Evidence |
|---|---|---|---|
| 1. Application form | Register with details about yourself, no CV or covering letter required | Not published | Official |
| 2. Online assessment | Insight into the Group and how it supports customers and communities, feedback report within a few days | About 60 minutes (120 to 130 for tech schemes) | Official |
| 3. Job Insight Assessment | Scenarios, data to analyse, video, written and preference responses, time-limited or time-recorded | Not published | Official |
| 4. Assessment centre | One-to-one interview, group exercise and individual assessments on pre-work; virtual or in person | Not published | Official |
| Eligibility | Hold or be on track for a degree, ideally 2:2 or above | n/a | Official |
| Starting salary | Not on the pages we checked | n/a | Not published |
Sources: Lloyds graduate application process and Lloyds graduate schemes.
The eleven graduate schemes
Lloyds lists eleven graduate schemes. Filter the list to find the one that fits your degree.
| Scheme | Which process |
|---|---|
| Accounting and Business Insights | Business schemes |
| Business and Commercial Banking | Business schemes |
| Commercial and Wealth Relationship Management | Business schemes |
| Corporate Banking and Markets | Business schemes |
| Cyber Security Engineer | Technology schemes |
| Data Science and AI | Technology schemes |
| Occupational Psychology | Business schemes |
| People Science | Business schemes |
| Product and Partnerships | Business schemes |
| Risk | Business schemes |
| Software Engineer | Technology schemes |
Lloyds names locations across the UK including Birmingham, Bristol, Chester, Edinburgh, Halifax, Leeds, London and Manchester on its graduate pages. Which scheme sits where is on each scheme page.
Which process applies to you
Pick your scheme type to see its online assessment. Lloyds says the technology schemes follow a slightly different process.
Online assessment, about 60 minutes. It gives insight into the Group and how it supports customers and communities. Use a quiet space and have a pen, paper and calculator. It has closed captions on audio, question text at a minimum of 14px, keyboard navigation and zoom, and you get a feedback report within a few days.
Then: Job Insight Assessment, then an assessment centre with pre-work.
The assessment centre
Pre-work is required and Lloyds says full details are sent well in advance. On the day you are assessed through a one-to-one interview, a group exercise and individual assessments on your pre-work, and you can learn about the culture and talk with current graduates. Lloyds does not publish scoring or pass rates.
Virtual centre
You need a laptop or tablet and a good internet connection. Lloyds says it can help with laptop access within an office and with travel expenses where needed.
In-person centre
Reasonable travel expenses are covered for in-person events, according to Lloyds.
Technology schemes
The virtual assessment day adds a technical exercise to the interview, group exercise and pre-work assessments.
For how these days usually run, see our graduate assessment centre guide. Quote check: we found no named Lloyds graduate describing the assessment centre in a source we could verify, so we have not included one.
Using AI in your application
Lloyds publishes explicit guidance. It says AI can help you research the Group, structure your own examples, practise STAR-style answers and reflect on your use of AI at work. It says not to copy and paste AI-generated examples, submit answers that do not reflect your experience, use AI to answer questions in an assessment or live at interview, share confidential information with AI tools, or use voice cloning or deepfake tools. Lloyds also says it uses AI to support recruitment decisions with human oversight, and that AI does not make the decisions.
How to prepare
- Use Lloyds’ Candidate Support Hub at lbg.preparationplus.com for a preview of the assessments and tips.
- Prepare examples for why you chose your scheme and why Lloyds, since Lloyds says it wants your motivation and relevant experiences.
- Practise numerical and situational questions with our psychometric tests guide and SJT guide.
- Start the pre-work early and plan how to present it.
- Tell Lloyds about any adjustments you need before each stage.
Before your Lloyds assessment centre
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How Lloyds compares
For other banks’ final stages see our assessment centre guide and the online tests by employer page. Compare NatWest and Lloyds vs Barclays, or read the Graduate Scheme hub.
Frequently asked questions
Do I need a CV or cover letter for Lloyds Banking Group graduate schemes?
No. Lloyds says a CV or covering letter is not required and that the focus at every stage is on how you share the Group’s values and show your potential.
How long is the Lloyds online assessment?
For most schemes Lloyds says around 60 minutes and recommends a quiet space with pen, paper and a calculator. For Software Engineer and Cyber Security Engineer it is 130 minutes, and for Data Science and AI it is 120 minutes.
What degree do I need?
Lloyds says you must hold or be on track to obtain a degree, ideally a 2:2 or above. Some schemes have their own requirements, so read the scheme page.
What happens at the Lloyds assessment centre?
Lloyds says it combines a one-to-one interview, a group exercise and individual assessments relating to pre-work you complete in advance. Technical schemes add a technical exercise. It may be virtual or in person depending on the programme.
Are travel costs covered?
Lloyds says reasonable travel expenses are covered for in-person events, and that support with laptop access within an office is available for virtual centres.
Can I use AI in my application?
Lloyds says AI can help you research, structure your own examples and practise interviews, but you should not copy AI-generated examples, submit answers that are not your own experience, or use AI to answer questions during an assessment or live interview.
What is the Lloyds graduate salary?
The Lloyds graduate pages we checked do not publish a starting salary, so we do not quote one. Check the salary line in the scheme advert you are applying to.
For the full scheme list, eligibility and the earlier stages, see our Lloyds graduate scheme 2027 guide.
