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Employer Insights 21.10.26 (Published)

Aviva Graduate Scheme 2027: Pathways, Stages and Pay

Aviva graduate scheme 2027: seven pathways, four application stages, September 2027 start and official starting pay for the Data pathway.

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Aviva graduate scheme: UK graduate analyst working on a laptop in a modern office

Everyone is so nice, and it feels like everyone wants the best for you.

Robbie, Aviva Data Graduate (surname not published), on Aviva’s Data and Analytics pathway page. One person’s account.

The Aviva graduate scheme (the Aviva graduate program, in US spelling) is a permanent role with a two-year development programme, run through seven pathways. According to Aviva’s graduates page, “Apply now” is live and the roles start in September 2027. Aviva states no closing date. This guide covers pathways, eligibility, the four-stage process and pay, with every fact labelled by source.

OPENAviva’s graduate pathways are open for September 2027 starts. Aviva publishes no closing date, so apply early. Official, checked 21 October 2026.

Aviva graduate scheme at a glance

DetailWhat Aviva saysLabel
ProgrammeSeven graduate pathways, each a permanent role with a two-year Early Careers Development ProgrammeOfficial
Start dateSeptember 2027Official
ApplicationsOpen now; no closing date publishedOfficial
Locations (Data pathway)Bristol, Leeds, London, Norwich or York; not every role in every locationOfficial
Right to workIndefinite right to work in the UK; no visa sponsorship (Data pathway)Official
Starting salary (Data pathway)£34,200; other pathways list pay on their own pagesOfficial
Holiday29 days plus bank holidaysOfficial
Application stagesFour, per the Data pathway pageOfficial

Sources: Aviva graduates, Data and Analytics pathway. Checked 21 October 2026.

When does the Aviva graduate scheme open?

The Aviva graduate scheme is open now for September 2027 starts. Aviva does not publish a closing date on the pages we read, and it lists 129 roles across 14 locations on its careers site, so treat the scheme as live and apply early. Check the pathway you want on Aviva’s graduates page for any date it adds later.

Which Aviva graduate pathways can you join?

PathwayWhat Aviva saysDegree
AccountancySolving problems and shaping strategy beyond number crunchingAny subject
ActuarialFor people who love maths; applies the science behind business decisionsNumerate degree
AI and Machine LearningHands-on work bringing AI solutions from idea to implementationRelevant degree
Business ManagementChallenging the norm and finding creative solutionsAny subject
Data and AnalyticsData science, engineering, governance and analytics, with the Quantum data communityNumerate or programming degree
PricingAnalytics, technology and commercial thinking to price risk fairlyAny subject
Technology and Change DeliveryUsing technology to drive change for the business and customersAny subject

Aviva says you do not need a finance or STEM degree unless you pick the Actuarial, AI and Machine Learning or Data pathways. The “Degree” column summarises that rule; the exact subject lists are on each pathway page. The Data pathway has two routes: Data Engineering and Data Science & Advanced Analytics, and Reporting & Business Intelligence and Data Governance & Privacy.

Who can apply to the Aviva graduate scheme?

For the Data pathway, Aviva asks for a degree in Computer Science, Machine Learning, Data Science, Business Intelligence or another highly numerate or programming-related subject by the end of summer 2027, and a full-time start in September 2027. It states that visa sponsorship is not available and that you need indefinite right to work in the UK. Aviva does not publish a minimum degree grade on the pages we read.

Quick check: Aviva’s stated conditions (Data pathway)

Tick what applies to you.

Other pathways can differ: Aviva says Accountancy, Business Management, Pricing and Technology and Change Delivery do not require a finance or STEM degree.

Aviva graduate application process: four stages

Aviva describes the same four steps for the Data pathway, and says each stage is designed to bring out your best. If you need reasonable adjustments, Aviva asks you to email [email protected].

1
Apply online. Send your CV and answer some short questions.
2
Online tests. A Situational Strengths and Numerical Reasoning assessment for everyone. Software Development (Technology), Data Engineering and Data Science also take a coding test.
3
Video interview and AI literacy assessment. A recorded video interview with strengths-based questions, then a short AI literacy assessment. Aviva says AI is not used to assess you or make recruitment decisions.
4
Assessment day. You meet some of the team. Successful candidates get an offer to start in September 2027.
Aviva graduate scheme video interview: graduate preparing at a laptop at home
A recorded video interview follows Aviva’s online tests.

How to prepare for the Aviva graduate scheme

Use Aviva’s prep hub

Aviva built an Early Careers prep hub with strengths and values exercises, mock assessments and video interviews. Open it at Aviva’s prep hub before the online tests.

Practise the recorded video interview

You answer a few strengths-based questions, with a practice one first. Rehearse out loud and give one concrete example per answer.

Prepare for the coding test if your route needs one

Aviva says Software Development (Technology), Data Engineering and Data Science candidates complete a coding test. Aviva names Python, R, SQL and Spark among the tools used in the Data pathway.

Get ready for the assessment day

You meet some of the team and show what you are about. Our graduate assessment centre guide covers the format.

Aviva graduate salary and benefits

ItemDetailLabel
Starting salary (Data pathway)£34,200Official
ContractPermanent from day oneOfficial
DevelopmentTwo-year Early Careers Development Programme, with a three-day in-person inductionOfficial
Holiday29 days plus bank holidaysOfficial
VolunteeringUp to 21 hours of paid leaveOfficial
Bonus and discountsAnnual bonus plan based on business and personal performance; up to 40% off Aviva insurance productsOfficial
Working patternSmart Working: about three days a week in the office for most colleaguesOfficial

Take-home pay depends on your tax code and pension choice. Use our paycheck calculator to see it for your own figure.

How Aviva compares with other UK graduate schemes

Aviva offers a permanent contract from day one, while some banks and consultancies start on rotations. For financial-services alternatives, compare HSBC, PwC and KPMG. Browse every employer in our graduate scheme guide.

Aviva scores 3 out of 5 in our Graduate Scheme Transparency Index, which ranks 29 UK employers on pay, closing dates, stages, grades and intake status.

Aviva graduate scheme FAQ

Is the Aviva graduate scheme open now?

Yes. Aviva’s graduates page has a live “Apply now” link for September 2027 starts, and no closing date is published.

What is the Aviva graduate salary?

Aviva lists £34,200 for the Data and Analytics pathway. Other pathways show their salary on their own pages.

Do I need a STEM degree for Aviva?

Only for the Actuarial, AI and Machine Learning and Data pathways. Aviva says the other pathways do not require a finance or STEM degree.

Does Aviva sponsor visas for graduates?

Not on the Data pathway: Aviva says visa sponsorship is not available and you need indefinite right to work in the UK.

What are the Aviva application stages?

Apply online, online tests, a video interview with an AI literacy assessment, then an assessment day.

Is the Aviva graduate role permanent?

Yes. Aviva describes a permanent role with a two-year development programme.

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